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Showing posts with the label and risk management.

My AC Has Been Running for 11 Days Straight. I'm Scared to Open My Electric Bill.

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AI Image   By Gemma I haven't turned my air conditioner off since June 23rd. Not once. Not even at night when it cools down slightly. Because it doesn't cool down. Not this summer. Not on the East Coast in July 2026, where temperatures have been sitting above 95°F for nearly two weeks and the forecast shows no meaningful relief until next week at the earliest. My AC runs. My bill climbs. And somewhere in my mailbox, an envelope is waiting that I'm genuinely not ready to open. Here's what's actually happening to the US power grid right now. PJM — the largest power grid operator in the US, serving 13 states and Washington DC — declared an emergency this week. Spot wholesale electricity prices in the region surged beyond $2,500 per megawatt hour. For context, the normal price when the grid isn't in distress is about $40 per megawatt hour. That's not a typo. Prices jumped from $40 to $2,500. In a week. Power prices from New York to Virginia are surging a...

Why AVGO and OKTA Matter — And What Your Tax Refund Has to Do with It

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  I’ll be honest — lately I’ve been staring at two tickers more than usual: AVGO and OKTA. Not because they’re the flashiest stocks on the block, but because they each tell a very different story about tech investing this year… and what everyday investors need to understand before they click “buy.” But first, let me share something personal: This year I got hit with an unexpected tax refund — a chunk of capital that could either sit in my bank account gathering dust… or work in the market for me. That simple decision changed how I think about risk and opportunity. So today, I want to share what I’m seeing with these two stocks and how a tax refund can be transformed into a thoughtful investment strategy. AVGO — The AI Titan That’s Not Just a Chip Stock If you told me a few years ago I’d be watching Broadcom Inc. like an AI story rather than a chip legacy name, I would’ve raised an eyebrow. But that’s exactly where AVGO stands. This company isn’t just making silicon — it’s embedded ...